A few things get my blood boiling. I have avoided writing about them in this sphere because I don't want to alienate anyone, but I have to write about this issue.
I am screaming mad about the economic packages being passed by the president and congress. MAD!! My husband and I have made many sacrifices to be fiscally responsible. We are living in a tiny, old house which I romanticize by calling it a bungalow. Truthfully, it is an old house with a leaky foundation, lead paint, and corroding pipes. We bought it, though, because we knew we could pay for it and fix it slowly without going into debt. I feed my family of seven on $200 a month. That means I spend a lot of time in the kitchen making foods from scratch. We drive a 13 year old van with 100 broken things. I make many of the children's clothes and rarely eat out. We do not have a cell phone (or even caller ID). I don't take the children into a studio for portraits because of the money. Do not get me wrong; I am not upset about being poor. We have learned a great many lessons and have been blessed time and time again during this time of little to no income. I really do love my bungalow because I have put so much of myself into it's improvement. I'm just laying this out there for you so that you can understand why my fingertips are white and my lips are pursed.
Count ten and take a few deep breaths, Emily.
What makes my hair flame is all of the "government spending" to help out the guy who has more bathrooms, a newer car, $700 a month in food stamps, and has taken his kids to Disneyland several times. And WHY, in a side note, do they call it "government spending?" That is not the government's money!! It is MY MONEY! I have a friend who may get up to $10,000 if they agree to buy a home this year. This is a gift, not a loan. While that is great for them, I would like Ten Thousand Dollars! When we purchased our first home, we had to take a financial planning class and then had to pay mortgage insurance until we had 20% equity in our home. What happened to that? All of the risky mortgages that started this most recent ruin should have been insured. But, heck. Why pay for insurance when your neighbor, who will be saving for three more years to take her family to Disneyland, would gladly pay your mortgage when you can't? You just sit there in your comfy chair and watch your humongous TV while you wait for me to pay up. You know I'm good for it because I've never even bounced a check, much less defaulted on a loan.
What happened to Debtor's Prison? If you couldn't pay, you went to freaking JAIL. Now, you just get a pat on the back and a sympathetic, "I understand. You needed all of those collectible plates." I don't think we should reinstate Debtor's Prison (because the prisoner didn't pay back the loan, the children and wife did), we certainly should not be rewarding the irresponsible thief for their deeds.
Now, I realize that some people came upon their troubles honestly (and many more will, over the next few months). This rant is not directed at them.
Haven't we always been told that if it seems too good to be true, it is? Well, now, if it seems too good to be true, and it turns out to be too good to be true, don't worry, the tax payers will allow you to keep your leather living room set, your heated bucket seats, and your riding lawnmower, and we'll make sure your mistake won't even effect your future credit.
So, spend away, you filthy scum. I've got your back.
With all my love,